SUBY COMPARE TO STRIPE

Suby vs Stripe

For SaaS founders and ecommerce teams. Lower fees, bank or stablecoins payouts, built-in invoicing and no blocked funds. The transparent Stripe alternative built for scale.

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Contact Sales

Select your monthly revenue

$5,000

$30k

$50k

$70k

$100k

$200

You keep $4,800

4% + $0.40 per transaction. No hidden fees.

$200

You keep $4,800

2.9% + $0.30 per transaction. +1.5% international cards, +2% conversion, +0.5% Billing. Hidden add-ons.

Select your monthly revenue

$5,000

$30k

$50k

$70k

$100k

$200

You keep $4,800

4% + $0.40 per transaction. No hidden fees.

$200

You keep $4,800

2.9% + $0.30 per transaction. +1.5% international cards, +2% conversion, +0.5% Billing. Hidden add-ons.

Compare Suby & Stripe Pricing

Pricing & Fees

Every fee laid out in the open, card, crypto, payouts and the surcharges Stripe doesn't show upfront.

Card payments

Crypto payments

4% + $0.40

2.9% + $0.30

International surcharge

—

+1.5%

Crypto payments

1.5%

Not supp.

Payout

0.5%

+1%

Currency conversion

—

+2% markup

Subscription surchage

—

+0.5%

Fund freezes

Never

14-90 days

Compare Suby & Stripe Features

Feature Breakdown

Everything both platforms do, side by side, from crypto payouts and fund safety to support.

Fees & Pricing

Fees & Pricing

Fees & Pricing

Low Crypto Fees

Suby: 1.5% on crypto. Stripe: no native crypto deposit.

USDC Payouts

Get settled in USDC. No banking dependency.

USDC Payouts

Get settled in USDC. No banking dependency.

No Hidden Add-on Fees

Stripe charges extra for Billing, Connect, Radar, Tax and Sigma.

No Hidden Add-on Fees

Stripe charges extra for Billing, Connect, Radar, Tax and Sigma.

Multi-Currency Support

30+ fiat currencies supported natively.

Multi-Currency Support

30+ fiat currencies supported natively.

Invoicing & Payments

Invoicing & Payments

Invoicing & Payments

Built-in Invoicing

Create and send branded invoices directly from the dashboard.

Limited

Card Payments

Visa, Mastercard, AMEX and Apple Pay.

Card Payments

Visa, Mastercard, AMEX and Apple Pay.

Crypto Payments

Full multi-chain (USDC, ETH, SOL, BNB). Stripe: very limited.

Limited

Recurring Billing

Automated subscriptions and retainer billing.

Recurring Billing

Automated subscriptions and retainer billing.

Payment Links

Shareable links for instant payment. No checkout page needed.

Payment Links

Shareable links for instant payment. No checkout page needed.

Fund Safety & Payouts

Fund Safety & Payouts

Fund Safety & Payouts

No Blocked Funds

Revenue is never held. Stripe can hold funds for 14-90 days on new accounts.

No Blocked Funds

Revenue is never held. Stripe can hold funds for 14-90 days on new accounts.

Payout Speed

Suby: 3-5 days. Stripe: 2-7 business days, instant for +1% fee.

Limited

Payout Speed

Suby: 3-5 days. Stripe: 2-7 business days, instant for +1% fee.

Limited

No Reserve Requirements

Stripe may enforce rolling reserves. Suby: never.

No Reserve Requirements

Stripe may enforce rolling reserves. Suby: never.

Integrations & Tools

Integrations & Tools

Integrations & Tools

Discord Integration

Automated role management, gating and access control.

Discord Integration

Automated role management, gating and access control.

Telegram Integration

Group and channel access automation.

Telegram Integration

Group and channel access automation.

Webhooks & API

REST API and real-time webhooks for custom flows.

Webhooks & API

REST API and real-time webhooks for custom flows.

Built-in Notifications

Email, push and in-app. Stripe: email only via Billing.

Limited

Built-in Notifications

Email, push and in-app. Stripe: email only via Billing.

Limited

Experience & Growth

Experience & Growth

Experience & Growth

Clean, Fast Dashboard

Suby: intuitive, zero bloat. Stripe: powerful but steeper learning curve.

Limited

Clean, Fast Dashboard

Suby: intuitive, zero bloat. Stripe: powerful but steeper learning curve.

Limited

Human Support

Suby: real team, under 2h response. Stripe: AI support only.

Limited

Automated Upsells

Trigger the right offer at the right moment in the funnel.

Automated Upsells

Trigger the right offer at the right moment in the funnel.

Complexity & Setup

Complexity & Setup

Complexity & Setup

No-Code Setup

Suby: launch in minutes. Stripe: advanced features need devs.

Limited

No-Code Setup

Suby: launch in minutes. Stripe: advanced features need devs.

Limited

Simple Pricing Model

One plan, transparent fees. Stripe layers on add-ons.

Simple Pricing Model

One plan, transparent fees. Stripe layers on add-ons.

No Developer Dependency

Stripe needs devs for advanced features. Suby: plug and play.

No Developer Dependency

Stripe needs devs for advanced features. Suby: plug and play.

Built for SaaS & Ecommerce

Suby: built for digital product teams. Stripe: general-purpose API.

Limited

Built for SaaS & Ecommerce

Suby: built for digital product teams. Stripe: general-purpose API.

Limited

Suby VS Stripe

Choosing the Right Payment
Solution for International Businesses

Choosing the Right Payment Solution for International Businesses

If you're looking for a Stripe alternative to handle international payments, cross-border customers, or USDC payouts, this guide helps you choose the right payment stack.

Stripe works best for domestic or regional businesses, especially in the US and Europe.

Stripe is a good choice if

You sell mainly in US or Europe

Your customers pay in the same currency as your bank

You’re fine with traditional bank payouts

You don’t operate in emerging markets

Suby is a Stripe alternative built for international and borderless revenue, with bank and stablecoins payouts.

Suby is a good choice if

You sell to customers all over the world

You operate in emerging markets or global

You get hit by FX fees and cross-border charges

You’re tired of surprise fees or frozen accounts

“Couldn’t find a better solution for quickly launching a startup when you need to provide a payment gateway for customers.“

Nick V

Founder of multiple SaaS

FAQ

Answers to the
questions we get most.

How is Suby cheaper than Stripe when your platform fee is 4%?

Can my funds be blocked or frozen with Suby?

How do stablecoins payouts work?

How quickly can I migrate from Stripe?

Which countries and currencies does Suby support?

What if I am doing high volume? Are fees negotiable?

Is Suby suitable for SaaS subscriptions specifically?

FAQ

Answers to the
questions we get most.

How is Suby cheaper than Stripe when your platform fee is 4%?

Can my funds be blocked or frozen with Suby?

How do stablecoins payouts work?

How quickly can I migrate from Stripe?

Which countries and currencies does Suby support?

What if I am doing high volume? Are fees negotiable?

Is Suby suitable for SaaS subscriptions specifically?

What about fraud and chargebacks ?

How can businesses collect payments worldwide and get paid in USDC?

FAQ

Answers to the
questions we get most.

Are there any setup fees or monthly minimums?

Are Ready to Grow

Your Revenue?

Start Now For Free

A payment gateway with all methods.
Settle your way: bank or stablecoins

contact@suby.fi

Are Ready to Grow

Your Revenue?

Start Now For Free

A payment gateway with all methods.
Settle your way: bank or stablecoins

contact@suby.fi

Are Ready to Grow

Your Revenue?

Start Now For Free

A payment gateway with all methods.
Settle your way: bank or stablecoins

contact@suby.fi

Get Started

Product

Developers

Ressources

Pricing

Get Started

Product

Developers

Ressources

Pricing

Get Started

Suby vs Stripe

Select your monthly revenue

$5,000

$5,000

Select your monthly revenue

$5,000

Pricing & Fees

Card payments

Crypto payments

4% + $0.40

2.9% + $0.30

International surcharge

—

+1.5%

Crypto payments

1.5%

1.5%

Not supp.

Payout

0.5%

+1%

Currency conversion

—

+2% markup

Subscription surchage

—

+0.5%

Fund freezes

Never

14-90 days

Feature Breakdown

Low Crypto Fees

USDC Payouts

USDC Payouts

No Hidden Add-on Fees

No Hidden Add-on Fees

Multi-Currency Support

Multi-Currency Support

Built-in Invoicing

Card Payments

Card Payments

Crypto Payments

Recurring Billing

Recurring Billing

Payment Links

Payment Links

No Blocked Funds

No Blocked Funds

Payout Speed

Payout Speed

No Reserve Requirements

No Reserve Requirements

Discord Integration

Discord Integration

Telegram Integration

Telegram Integration

Webhooks & API

Webhooks & API

Built-in Notifications

Built-in Notifications

Clean, Fast Dashboard

Clean, Fast Dashboard

Human Support

Automated Upsells

Automated Upsells

No-Code Setup

No-Code Setup

Simple Pricing Model

Simple Pricing Model

No Developer Dependency

No Developer Dependency

Built for SaaS & Ecommerce

Built for SaaS & Ecommerce

Choosing the Right PaymentSolution for International Businesses

Choosing the Right Payment Solution for International Businesses

“Couldn’t find a better solution for quickly launching a startup when you need to provide a payment gateway for customers.“

Nick V

Answers to the questions we get most.

How is Suby cheaper than Stripe when your platform fee is 4%?

Can my funds be blocked or frozen with Suby?

Choosing the Right Payment
Solution for International Businesses

Answers to the
questions we get most.

Answers to the
questions we get most.

Answers to the
questions we get most.